Private Health Insurance Psychology

If you have private health insurance with Extras cover, you may be able to claim a rebate towards your psychology appointments at Amara Wellness & Psychology.

Private health insurance can provide another way to access psychological support without needing a referral from your GP.

Psychology rebates are generally available through the Extras component of your private health insurance policy.

Your level of cover will depend on your individual health fund and policy. This means the amount you can claim, the number of appointments covered and any annual limits can vary.

Before booking, we recommend contacting your health insurer to check:

• Whether psychology is included in your Extras cover
• How much you can claim per appointment
• Whether you have an annual benefit limit
• Whether you have served any applicable waiting periods
• Whether you have already used some of your psychology benefits for the year

Once you've confirmed your cover, you can book an appointment with one of our psychologists and claim your eligible rebate through your health fund.

Do I need a GP referral?

No. A GP referral is generally not required to use your private health insurance psychology benefits.

Private health insurance and Medicare are separate pathways.

If you are accessing psychology through your private health insurance, you can generally book directly with a psychologist and claim the eligible rebate through your health fund.

If you are also eligible for Medicare rebates through a Mental Health Care Plan, you may wish to discuss your options with your GP and psychologist.

What if my private health insurance doesn't cover psychology?

You may still be able to access psychological support privately without using a referral or funding pathway.

Private appointments allow you to book directly with a psychologist and access support when you need it.

You can also explore our other referral pathways, including NDIS, WorkCover and Motor Vehicle Insurance, EAP and Mental Health Care Plans.